About Astute Ability

Astute Ability Finance Group was founded by our Managing Director, Mhairi MacLeod in 2000.

Mhairi commenced her finance career at age 19 working in the Motor Trade as a Finance and Insurance Business Manager. However, within 5 years she came to the conclusion that she could provide a better and more comprehensive service outside the confines of a car dealership. This in turn lead to the establishment of the Astute Ability Finance Group.

Mhairi's aim was simple, she wanted to help customers finance the purchase of a broader range of products i.e. not just cars. And she has succeeded. Over the last two decades the business has experienced phonomenal growth by providing commercial, business, equipment, property and technology finance to clients across the nation.

The philosophy at Astute Ability Finance Group has always been to treat customers with care and compassion whilst guiding them through the finance process. The team approaches all customers’ finance needs with a "can do"attitude, rather than an “it’s too hard”attitude that some banks have when customers situations don’t match their one-size-fits-all checklists.

At Astute, we don’t hold anything against the big banks, in fact we use them frequently if their offering suits the need of our customer. And more often than not we get our customer's bank loan approved. We achieve this by providing sufficient background information - giving the banks zero reason to say no.

We believe the success of our multi-award winning brokerage is honesty, integrity, transparency and positivity.

Ready to chat to one of our team?

Our Recent Reviews

Easy to communicate with, great rates. Definitely would recommend

Liam Quinn (Quinnie)

Thankyou Mhairi & Team, as always a very professional & efficient experience Highly Recommended . Thankyou again ...

Kevin Hopwood

I have used Astute Ability Group a number of times now for my car purchases, every time they have provided the best advice & have always looked after me. I have just purchased another vehicle & Jae was an absolute pleasure to deal with. Happy to recommend

Brent Speechley

Mhairi and the team are absolutely amazing! They go above and beyond for each individual. Could not be happier to have the team’s expertise and my best interests at the forefront of their business.

Chantelle Brown

Frequently Asked Questions

Do you have Low Doc options for cars, homes and equipment?

Yes, speak to us today if you are self employed, ABN and GST registered. We have a solution for you if you're wanting to finance your car, equipment or home loan.

Are your Finance & Mortgage Brokers licensed and accredited?

All of our Finance & Mortgage Brokers are accredited, some across multiple industry memberships. These include, MFAA, CAFBA and FBAA. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and look for the best rates to suit our clients individual needs.

Why should I use a Finance & Mortgage Broker?

Finance & Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Yes we can, we not only look for the best rates. We look for the best finance solutions that suit your needs!

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