Insurance Funding

Protecting your business with comprehensive insurance finance solutions tailored to your unique needs in Erina and across Australia.

5.0

from 39 Reviews

What is Insurance Premium Funding?

Running a business comes with inherent risks, and protecting what you've built requires more than just hope, it demands strategic planning and the right insurance coverage as well as the finance for it.

Insurance Premium Funding is a short-term lending arrangement, that allows you to spread your business insurance cost over a term ranging between 6 to 12 months and repayments are made in equal monthly instalments.

Insurance Premium Funding is available on most types of business insurances, including:

General Business Insurance
Motor Fleet Policies
Professional Indemnity
Motor Registration Fees and CTP Insurances
Workers Compensation

Contact our Team today on 1300 306 694 to learn about our Insurance Premium Funding or book an appointment on the "Book an Appointment" button below.

Ready to chat to one of our team?

Book an Appointment

Our Insurance Funding Process

-Contact our team to obtainan insurance funding quote.

Finance Application – The finance broker submits your premium funding application the Insurance funding Team.
Approval & Agreement – If approved, review and sign the premium funding agreement.
Premium Paid – The lender pays the full insurance premium directly to your insurer.
Insurance Activated – Your insurance policy starts soon after the premium is paid.
Repay in Instalments – Make regular repayments to the lender through the agreed funding schedule.

*Conditions Apply.

Why Choose Astute Ability Group

The philosophy at Astute Ability Finance Group has always been to treat customers with care and compassion whilst guiding them through the finance process. The team approaches all customers' finance needs with a can do attitude, rather than an it’s too hard attitude that some banks have when customers situations don’t match their one-size-fits-all checklists.

At Astute, we don’t hold anything against the big banks, in fact we use them frequently if their offering suits the need of our customer. And more often than not we get our customer's bank loan approved. We achieve this by providing sufficient background information - giving the banks zero reason to say no.

We believe the success of our multi-award winning brokerage is honesty, integrity, transparency and positivity.

Book Appointment

Client Success Stories

Extraordinary service every time!

Tania MacLeod

You will hard pressed to find better support!! I have been a client of Astute for 20 years, and I can say without hesitation, I would not go anywhere else. The level of support and the professionalism shown by Mhairi and her team is second to none. Thanks Team - You guys and gals are the best!

John Fleming

I recently went through the process of applying for finance for a secured car loan with Astute Ability Group and couldn’t be happier with the experience. The whole process was smooth, professional and stress-free from start to finish. The team was incredibly helpful, transparent and responsive, taking the time to explain everything clearly and making sure I felt supported every step of the way. What could have been a complicated process felt simple and easy thanks to their knowledge and efficiency. Highly recommend Astute Ability Group to anyone looking for finance support and outstanding customer service!

Gemma Cooper-Remington

My experience with Astute was friendly, professional and very efficient and would happily refer them to anyone. Thanks to all the team at Astute.

Michael Designer Wardrobes

Frequently Asked Questions

Do you have Low Doc options for cars, homes and equipment?

Yes, speak to us today if you are self employed, ABN and GST registered. We have a solution for you if you're wanting to finance your car, equipment or home loan.

Are your Finance & Mortgage Brokers licensed and accredited?

All of our Finance & Mortgage Brokers are accredited, some across multiple industry memberships. These include, MFAA, CAFBA and FBAA. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of loan products and look for the best rates to suit our clients individual needs.

Why should I use a Finance & Mortgage Broker?

Finance & Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

How do you handle Complaints and Feedback?

Astute Ability Finance Group handles feedback on complaints through a process designed to ensure fairness, transparency, and continuous improvement. When a complaint is received, it is logged promptly, then reviewed by a dedicated team member. Feedback from complaints is then analysed to identify issues or gaps in service.

For complaints and feedback, contact Esther on 1300 306 694 or send an email to info@astuteability.com.au.